Using Life Settlements to Pay for Senior Living Costs.

Often overlooked as a sound option that can help pay for senior living, life settlements are definitely worth investigating. With life settlements, you are selling your life insurance for cash which can be used to pay for senior living. A life settlement allows you to take advantage of your highest-valued assets without worrying about transaction or application fees and taxes. And you are able to lower your monthly retirement expenses by removing the burden of high monthly premiums Many people don’t realize just how many options they have. If you conclude from the start you can’t afford to pay for senior living, you might miss out on the opportunity to give yourself, or a loved one, an exceptional lifestyle filled with care, companionship, and comfort. Start by making a plan.

By |2024-10-12T14:37:36-05:00October 28, 2024|Uncategorized|Comments Off on Using Life Settlements to Pay for Senior Living Costs.

How to Afford Assisted Living

Wondering how to afford assisted living? There are several financial options available to you. Here are a few you may not have considered. Whether you are looking for yourself, or for an older loved one, you want to find a lifestyle that offers newfound freedom, safety, comfort, convenience and above all, the independence to enjoy life as you choose. Don’t make the mistake of deciding right off the bat that assisted living is out of reach. It may be more affordable than you think. Take a moment to consider some of these funding sources that could work for you and your family. At PMMA (Presbyterian Manors of Mid-America®), we would consider it an honor to empower you or your loved one with a place to call home at one of our assisted living communities.

By |2024-11-12T17:29:15-06:00October 14, 2024|Uncategorized|Comments Off on How to Afford Assisted Living

The Role of Social Interaction in Senior Health & Aging Gracefully

When it comes to the health and wellness of seniors, a strong social life may well be one of the most essential ingredients for a longer, healthier life. That’s terrific news if you are considering a senior living community: you’re about to enter an atmosphere filled with possibilities for daily socializing, making new friends, and connecting with those around you. It’s not only one of the best places to be for fun, it’s good for your body, mind, and spirit! It’s encouraging to know that one of the best things you can do to achieve a healthy longevity is to surround yourself with good people, and to be a good friend as well. There’s even a Proverb that states, “A sweet friendship refreshes the soul.” And at PMMA (Presbyterian Manors of Mid-America®), we very much agree. People need social interaction, and our residents cite friendships as one of the biggest perks of living in a PMMA community. Bridge clubs, bingo nights, dinner dates: there’s always a fun way to engage with friends new and old.

By |2025-09-03T09:56:59-05:00September 5, 2024|Uncategorized|Comments Off on The Role of Social Interaction in Senior Health & Aging Gracefully

Peace of Mind: Safety Measures in Senior Living Communities

When considering communities for yourself, or a loved one, senior living safety is vital. Here’s how this service-rich lifestyle offers peace of mind. Maintenance-free living, 24/7 assistance, continuous health monitoring, smart design, and protection from unwanted solicitors are just a few of the ways today’s communities provide a safe environment for seniors and their families.

By |2024-11-12T14:17:11-06:00September 5, 2024|Uncategorized|Comments Off on Peace of Mind: Safety Measures in Senior Living Communities

Creating Comfort: How to Make Senior Living Feel Like Home

Creating a new living space can be exciting; you want it be as cozy and comfortable as it is inspiring. If “decorate a senior living apartment” is on your to-do list, here are some tips that will help you live the way you want to live—with passion! The more you let go of, the easier it is to open up pathways and make your entire senior living apartment feel fresh and invigorating. Take a moment to consider which mementos you really want to keep, and consider where they will go. Walls are a wonderful canvas for just about anything that brings you joy. Plants are a great way to add energy and a home-like feel to your new living space. As you decorate a senior living apartment, remember this is also your time to indulge a bit, and really savor your new freedom and peace of mind.

By |2025-09-03T09:55:13-05:00August 8, 2024|Uncategorized|Comments Off on Creating Comfort: How to Make Senior Living Feel Like Home

Money Matters: 3 Tips for Paying for a Move to a Senior Living Community

There are more options for paying for senior living than you may realize. Learn about these three so you can make the best possible use of available funds. Before you make any decisions about paying for senior living, you’ll want to gather and organize financial documents including bank statements, insurance policies, monthly bills, pension benefits, investment reports, and Social Security information. You might consult with your tax or investment advisor for an overall view of your financial situation, as well as to hear what options they might recommend. At PMMA (Presbyterian Manors of Mid-America®), we are a trusted resource and partner for seniors and their families as they seek solutions for their living and care needs. We would love to be of service to you.

By |2024-10-12T14:50:31-05:00August 8, 2024|Uncategorized|Comments Off on Money Matters: 3 Tips for Paying for a Move to a Senior Living Community

Key Questions to Guide Your Senior Living Search

Whether for you, or for a loved one, the senior living search can bring tremendous peace of mind as well as happiness. Some questions to take with you. It starts with having a clear picture in your mind of what you really want. A carefree, inspiring lifestyle that introduces you to new friends and new adventures? An opportunity to travel and pursue new hobbies? A reassurance that you are surrounded by supportive, caring professionals who are ready to serve you? Just giving some thought to what your ideal retirement would be very helpful. And remember when a community is truly special, team members are eager to share reasons why they think you or your loved one would be happy there. Let them tell their story. Then you decide what is right for you!

By |2024-11-12T14:15:34-06:00July 30, 2024|Uncategorized|Comments Off on Key Questions to Guide Your Senior Living Search

Recognizing the Signs: When to Consider Senior Living for Your Loved One

Is it just a normal part of aging, or is it time for senior living? Warning signs to look for so you can make the right choice. Wandering, isolation, poor hygiene, bruises, lack of nutrition…when someone you love seems to be struggling with the effects of aging, you want to do everything you can to help them maintain their independence and live a high quality of life. At PMMA (Presbyterian Manors of Amid-America®), we are here to help.

By |2024-11-12T14:15:15-06:00July 20, 2024|Uncategorized|Comments Off on Recognizing the Signs: When to Consider Senior Living for Your Loved One